Florida Wind Mitigation · Updated July 2026

The New Wind Mitigation Form (OIR-B1-1802 Rev 04/26): What Changed and When It's Required

Florida's Uniform Mitigation Verification Inspection Form was revised. Rev 04/26 is mandatory for every wind mitigation inspection dated on or after April 1, 2026. Here is exactly what changed, who can sign it, and how to fill it fast without a rejected report.

The deadline: April 1, 2026

The OIR-B1-1802 "Uniform Mitigation Verification Inspection Form" is issued by the Florida Office of Insurance Regulation (FLOIR). The office adopted a new revision, Rev 04/26, which replaces the long-running Rev 01/12 form that Florida inspectors have used for more than a decade.

Bright-line rule: Any wind mitigation inspection performed on or after April 1, 2026 must be documented on Rev 04/26. If you hand a carrier a Rev 01/12 form for an inspection dated April 1, 2026 or later, expect it to be rejected. The form is standardized under FLOIR and Rule 69O-170.0155, F.A.C.

The transition and 5-year acceptance rule

A completed wind mitigation form is generally valid for up to five years absent a material change to the structure (for example, a re-roof or a structural alteration that affects the mitigation features). That acceptance window does not change with the new revision. The practical framing:

What changed, section by section

Rev 04/26 keeps the familiar structure - building code, roof covering, roof deck attachment, roof-to-wall, roof geometry, secondary water resistance, and opening protection - but adds several new data points that reflect modern building science and the ASCE 7-22 wind standard.

1. FORTIFIED Home section (Roof / Silver / Gold)

The biggest addition is a dedicated section for the IBHS FORTIFIED Home program. Rev 04/26 lets you record a FORTIFIED Roof, FORTIFIED Silver, or FORTIFIED Gold designation and attach the supporting certificate. For homeowners who invested in a FORTIFIED re-roof, this can unlock the strongest mitigation credits available.

2. Region (design wind speed per ASCE 7-22)

The form now captures a Region derived from the design wind speed at the property location, aligned with ASCE 7-22. This ties the mitigation evaluation to the current engineering wind map rather than legacy zones.

3. Roof Slope

A new Roof Slope field is required. Slope interacts with uplift and covering performance, so documenting it (with a supporting photo) is now part of a complete report.

4. Performance-based roof-to-wall options

Roof-to-wall attachment gains performance-based options alongside the traditional prescriptive choices (toe nail, clips, single/double wraps). This gives engineered and tested connection systems a proper path to credit.

AreaRev 01/12 (old)Rev 04/26 (new)
FORTIFIED HomeNot capturedRoof / Silver / Gold with certificate
Wind regionLegacy referencesRegion via design wind speed (ASCE 7-22)
Roof slopeNot a discrete fieldDedicated Roof Slope field
Roof-to-wallPrescriptive onlyPrescriptive + performance-based options

Always confirm the live field layout against the current form posted by FLOIR (floir.gov) before your first Rev 04/26 job.

Who can sign the OIR-B1-1802

Authorized signers are set by Section 627.711(2), Florida Statutes and Rule 69O-170.0155, F.A.C. A qualified inspector generally includes:

Each must act within the scope of their license and personally verify the mitigation features - carriers can and do reject forms signed by unqualified parties or completed without adequate photo documentation.

How to fill Rev 04/26 fast (and get it accepted)

The rejections that cost you a return trip are almost always missing photos or a mismatched field - not the inspection itself. Here is the fast, clean workflow, and where InspectorData's OIR-B1-1802 wind mitigation software removes the friction:

  1. Confirm the revision. Make sure you are on Rev 04/26 for any job dated April 1, 2026 or later.
  2. Set Region from design wind speed. Enter the ASCE 7-22-based Region for the address.
  3. Document roof covering, deck, and slope. Capture permits/product approval, deck attachment, and the new Roof Slope with photos.
  4. Verify roof-to-wall. Choose the correct prescriptive or performance-based option and attach representative connection photos.
  5. Attach any FORTIFIED certificate. Record Roof, Silver, or Gold and upload the certificate.
  6. Run the compliance gate, then sign. Confirm every required photo and field is present before an authorized signer finalizes - valid up to five years absent a material change.
How InspectorData helps: snap a photo and AI drops it into the correct form section, dictate findings by voice, and a built-in compliance gate won't let you finalize until the photos and documentation carriers require are attached. The same engine handles the Florida 4-Point (Insp4pt) and roof condition (RCF-1) forms. See the full Florida stack on the Florida & Citizens insurance forms hub.

Frequently asked questions

When is the OIR-B1-1802 Rev 04/26 form mandatory?

Rev 04/26 is mandatory for all wind mitigation inspections performed on or after April 1, 2026. Before that date, inspectors used Rev 01/12. Any inspection dated April 1, 2026 or later must be documented on the new Rev 04/26 form.

Do wind mitigation reports completed on the old form still count?

Yes. A wind mitigation form is generally valid for up to five years absent a material change to the structure. A report completed on the prior Rev 01/12 form before April 1, 2026 remains acceptable within that window; only new inspections dated on or after April 1, 2026 must use Rev 04/26.

What is new in the Rev 04/26 wind mitigation form?

Rev 04/26 adds a FORTIFIED Home section (Roof, Silver, and Gold certificates), a Region field based on the design wind speed per ASCE 7-22, a Roof Slope field, and new performance-based roof-to-wall connection options.

Who is authorized to sign the OIR-B1-1802 wind mitigation form?

The form may be completed and signed by qualified inspectors recognized under Section 627.711(2), Florida Statutes and Rule 69O-170.0155, Florida Administrative Code, including licensed home inspectors, general or building contractors, architects, and professional engineers acting within the scope of their license.

How long is an OIR-B1-1802 wind mitigation inspection valid?

A completed wind mitigation inspection is valid for up to five years, provided there is no material change to the structure, such as a re-roof or structural alteration, that would affect the mitigation features documented on the form.

Fill the new Rev 04/26 form in minutes, not hours

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