INSPECTION REPORT
INSPECTION AGREEMENT SUMMARY: Your Company & Sample Client
This document constitutes a legally binding contract and details the terms of the home inspection carried out by Your Company. Clients are advised to review this agreement carefully. The inspection fee is based on the time invested in conducting the inspection and preparing the report, independent of repair costs, and is due regardless of the property purchase decision. No responsibility is assumed for costs related to identified or future defects. The inspector disclaims knowledge of any items not explicitly mentioned in this report. The services of relevant professionals (electricians, plumbers, HVAC technicians, roofers, structural engineers) may be necessary to address issues noted.
DESCRIPTION OF INSPECTION FINDINGS:
- Inspected: Area or component was thoroughly examined, and no issues were found at the time of inspection.
- Not Inspected: Area or supporting component was not inspected and may require further evaluation.
- Not Present: Area or component does not exist on the property or could not be visually located.
- Moisture Evidence Present: Visible signs of moisture or water-related issues were observed; further evaluation is recommended.
INSPECTION DETAILS:
- Visual Only: This inspection is a non-invasive, visual examination of the readily accessible areas of the property to identify material defects in specified systems and components.
- Scope: A visual review of accessible areas to identify defects in specified systems and components, modifiable upon client-inspector agreement.
- Limitations: The inspection is not exhaustive, excluding hidden, concealed, or inaccessible defects. Personal belongings and furniture are not moved during the inspection.
- Equipment Testing: Involves testing responses to normal controls without disassembly, except for easily removable service panels.
- Observation-Based: Findings are specific to the inspection date and do not predict future conditions. Not all defects may be identified.
- Material Defects: Identified issues significantly affecting property value or posing unreasonable risks.
EXCLUSIONS AND LIMITATIONS:
- Limited solely to the paid inspection fee. Excludes liability for repair costs, property damage, or injury. The report is intended only for the client named above and is not a guarantee, warranty, or insurance policy.
CLIENT ACKNOWLEDGMENT:
- Non-Compliance and Hidden Defects: Areas not evaluated for safety code compliance may contain hidden defects that cannot be identified during a visual inspection.
- Special Loan Types: This inspection does not assess or comment on FHA standards, which are subject to change.
- Environmental and Specialized Inspections: This inspection does not include testing for radon, lead-based paint, asbestos, mold, or other potentially hazardous substances. Private systems and pest inspections are also excluded.
- Liability: Liability is limited solely to the amount of the paid inspection fee. The inspection report does not cover repair costs, property damage, or injury. It is intended exclusively for the client and does not serve as a guarantee, warranty, or insurance policy.
- Modern Standards: Highlights safety issues but does not inspect for code compliance. Observations on mixed materials and incomplete areas are included. Manufacturer recalls are not part of the inspection.
- Inspection Scope: Items or components not listed in this report were not inspected or evaluated. The inspection was limited to the items and components specifically identified in the report.
PROPERTY INSIGHTS (BUILT 1903):
- Lead Paint Risk — Built before 1978 federal ban. EPA-certified renovator required for disturbing painted surfaces.
- Asbestos Potential — Common in insulation, floor tiles, siding, and pipe wrap of this era. Inspection recommended before renovation.
- Galvanized Plumbing — Typical lifespan 40-50 years. Check for reduced water pressure, rusty water, or visible corrosion.
Table of Contents
GENERAL SUMMARY
No visible step or sidewall flashing was observed where the lower roof meets the bay wall. Without proper flashing, water can run behind the siding and cause hidden rot to the wall sheathing and framing. Evaluation and repair by a qualified roofing contractor is recommended.
Counter flashing was not visible where the lower roof meets the wall; it appears to be covered by wood trim, if present. Missing or failed flashing at this joint can let water behind the siding and cause hidden rot. Evaluation by a qualified roofing contractor is recommended to confirm proper flashing.
The brick chimney crown was cracked, no rain caps were present on the flues, and a damaged metal liner piece was observed in one flue opening. Water entering through cracks or uncapped flues can deteriorate the masonry and liner over time. Evaluation by a qualified chimney professional is recommended, including installing rain caps and sealing the crown.
Deterioration and an open gap were observed at the soffit and fascia corner behind the gutter. Openings at the eaves can allow water damage and give birds, bats, or rodents access to the attic. Further evaluation and repair by a qualified contractor is recommended, as hidden damage may be present.
Several windows, including this one near the entry, were stuck shut and would not open. Windows that do not open limit ventilation and can be a safety concern if needed for emergency exit, especially in bedrooms. Repair by a qualified window contractor is recommended so all windows open and close properly.
Moisture staining and dark discoloration were observed on basement walls and framing in several areas, with elevated moisture readings at the time of inspection in one location. This is common in older basements but can lead to microbial growth and wood decay over time. Identifying the moisture source and evaluation by a qualified professional is recommended; testing of the discoloration is beyond the scope of this inspection. Some areas were covered by finished walls and could not be viewed.
A moisture meter reading of about 60% was observed at the foundation wall and wood framing, indicating active moisture at the time of inspection. Ongoing moisture can lead to wood decay and microbial growth. Identifying and correcting the moisture source is recommended; consult a qualified contractor as needed.
Older ductwork wrap and tape that may contain asbestos, along with corrosion and dark staining, were observed on the basement heating ducts. These materials are common in homes of this age and are generally low risk when left undisturbed. Testing by a qualified professional is recommended before any disturbance or removal.
Heavy corrosion was observed at the base of the water heater and around the burner access area. Corrosion at the tank base can indicate past leaking and that the unit is nearing the end of its service life. Evaluation by a qualified plumber is recommended; consider budgeting for replacement.
Yellowed smoke detectors were observed, which may indicate they are older than the typical 10-year replacement age. Additional smoke and carbon monoxide detectors are recommended per current standards, including in common hallways, on each level, and in bedrooms. Replace aged detectors and test all detectors after move-in.
Older wiring was observed running through the loose-fill insulation in the attic, which is common in homes of this age. The type and condition of the wiring could not be fully determined. Evaluation by a qualified electrician is recommended before adding or disturbing insulation.
Attic insulation was thin and uneven, with the tops of the ceiling joists exposed in many areas. Added insulation is needed to improve energy efficiency and help reduce ice damming. Installation by a qualified insulation contractor is recommended. Moving or walking on insulation is beyond the scope of this inspection, so areas below the insulation were not viewed.
SECTION 1 — ROOF
The inspector is not required to walk on any roof surface; walk on areas deemed unsafe or potentially damaging; predict service life expectancy; inspect underground downspout diverter pipes; remove snow, ice, debris, or other obstructions; move insulation; inspect antennae, satellite dishes, lightning arresters, de-icing equipment, or similar attachments; perform a water test; warrant or certify the roof; or confirm proper fastening or installation of any roof-covering materials.
The low-slope (flat) roof section showed debris buildup, staining from past ponding water, and general wear consistent with age. Debris and standing water can wear down the roof surface early and lead to leaks. Cleaning the flat roof and monitoring it regularly is recommended as routine maintenance; recoating may be needed in the future.
A creased shingle was observed at the hip and valley transition; it appears related to the shape of the framing below. A creased shingle can crack over time and allow water under the roof covering. Sealing or replacing the shingle is recommended as routine maintenance; monitor during roof upkeep.
Localized granule loss was observed on the hip shingles, consistent with normal wear for the age of the roof. As granules wear away, shingles age faster and become more vulnerable to sun and weather damage. No repair is needed at this time; monitor as part of routine roof maintenance.
Staining and debris were observed at the gutter and downspout near the soffit, indicating the gutter may be overflowing or leaking at this location. If not corrected, water can saturate the fascia, soffit, and siding, leading to wood rot, peeling paint, and moisture intrusion, which is more common on older homes like this one. Cleaning the gutters and resealing or adjusting this connection is recommended as routine maintenance.
Gutter hanger straps were observed fastened through the top of the roof shingles, leaving exposed nail penetrations. Over time, these penetrations can allow water to get under the shingles and cause leaks or decking rot. Sealing the exposed fasteners is recommended as routine maintenance; monitor for leaks.
Aged flashing with peeling paint was observed at the dormer roof transition. Worn flashing can loosen or corrode over time and allow water to enter behind the siding or roof covering. Scraping and repainting is recommended as routine maintenance; monitor and replace the flashing as needed.
No visible step or sidewall flashing was observed where the lower roof meets the bay wall. Without proper flashing, water can run behind the siding and cause hidden rot to the wall sheathing and framing. Evaluation and repair by a qualified roofing contractor is recommended.
Counter flashing was not visible where the lower roof meets the wall; it appears to be covered by wood trim, if present. Missing or failed flashing at this joint can let water behind the siding and cause hidden rot. Evaluation by a qualified roofing contractor is recommended to confirm proper flashing.
The brick chimney crown was cracked, no rain caps were present on the flues, and a damaged metal liner piece was observed in one flue opening. Water entering through cracks or uncapped flues can deteriorate the masonry and liner over time. Evaluation by a qualified chimney professional is recommended, including installing rain caps and sealing the crown.
1.5 — General Roof Structure. (✓ Inspected.)
SECTION 2 — EXTERIOR
The inspector is not required to inspect or operate screens, storm windows, shutters, awnings, fences, outbuildings, or exterior accent lighting; inspect items not visible or readily accessible from the ground, including window and door flashing; inspect or identify geological, geotechnical, hydrological, or soil conditions; inspect recreational facilities or playground equipment; inspect seawalls, breakwalls, or docks; inspect erosion-control or earth-stabilization measures; inspect for safety glass; inspect underground utilities or items; inspect wells or springs; inspect solar, wind, or geothermal systems; inspect swimming pools or spas; inspect wastewater treatment systems, septic systems, or cesspools; inspect irrigation or sprinkler systems; inspect drainfields or dry wells; or determine the integrity of multiple-pane window glazing or thermal seals.
Weathered wood shingle siding with peeling paint was observed at the upper gables, consistent with the age of the home. Exposed wood can absorb moisture and deteriorate faster over time. Scraping and repainting is recommended as routine maintenance; consider budgeting for future siding replacement.
Cracked lap siding and limited clearance between the siding and the landscape rock were observed at the base of the wall. Siding close to grade stays wet longer and is more prone to rot and insect activity. Repair of damaged boards is recommended, and maintaining about 6 inches of clearance to grade where possible.
Dark staining was observed on the gutter and fascia face, indicating the gutters may be overflowing. Repeated overflow can wet the fascia and siding and lead to rot or peeling paint. Cleaning the gutters and making sure downspouts discharge to a lower level, away from the home, is recommended as routine maintenance.
Deterioration and an open gap were observed at the soffit and fascia corner behind the gutter. Openings at the eaves can allow water damage and give birds, bats, or rodents access to the attic. Further evaluation and repair by a qualified contractor is recommended, as hidden damage may be present.
Peeling paint and localized deterioration were observed on the exterior window trim and sills, affecting most windows, with debris in some storm window tracks. Bare wood absorbs moisture and can rot over time. Due to the age of the home (built before 1978), testing for lead-based paint is recommended before scraping or sanding; cleaning the tracks and repainting is recommended as maintenance.
Gaps around the basement window frame and a window well filled with leaves were observed. Debris holds moisture against the window, and gaps can let water into the basement. Clearing the window well and sealing the gaps is recommended as routine maintenance; consider a window well cover.
Several windows, including this one near the entry, were stuck shut and would not open. Windows that do not open limit ventilation and can be a safety concern if needed for emergency exit, especially in bedrooms. Repair by a qualified window contractor is recommended so all windows open and close properly.
Dry water staining, peeling paint, and localized wood deterioration were observed on several interior window sills and sashes, consistent with past condensation or moisture intrusion. Ongoing moisture can rot the wood and encourage mold growth. Monitor these areas, improve ventilation during cold months, and repair or refinish the damaged wood; a qualified window contractor is recommended where deterioration is advanced.
Advanced peeling paint and wood deterioration were observed on the window sashes. Deteriorated wood lets moisture in and can lead to rot, and some loan types may require repair of peeling paint on homes of this age. Repair or replacement by a qualified window contractor is recommended.
Several windows, including vinyl replacement units, were difficult to operate or would not stay in the open position. A sash that will not stay up can drop unexpectedly and pinch fingers, and hard-to-open windows limit ventilation and emergency exit. Repair or adjustment of the balances by a qualified window contractor is recommended.
The concrete walkway and pad at the side entry appeared to slope toward the home, and the downspout discharges close to the foundation. Water directed toward the foundation can lead to basement moisture and settlement over time. Extending the downspout and correcting the slope is recommended; consult a qualified concrete or grading contractor as needed.
2.8 — Porches, Patios, Balconies & Carports. (✓ Inspected.)
Dense vegetation against the exterior wall limited the visual inspection of the siding and foundation in this area; concealed areas were not inspected, and their condition is not known. Plants against the home hold moisture and can hide damage or pest activity. Trimming vegetation back at least 12 inches from the home is recommended as routine maintenance.
SECTION 3 — STRUCTURAL COMPONENTS
The inspector is not required to enter crawl spaces that are not readily accessible or where entry may cause damage or pose a hazard; move stored items or debris; operate sump pumps with inaccessible floats; identify the size, spacing, span, or location of structural components or determine the adequacy of foundation bolting, bracing, joists, joist spans, or support systems; provide engineering or architectural services; or report on the adequacy of any structural system or component.
Moisture staining and dark discoloration were observed on basement walls and framing in several areas, with elevated moisture readings at the time of inspection in one location. This is common in older basements but can lead to microbial growth and wood decay over time. Identifying the moisture source and evaluation by a qualified professional is recommended; testing of the discoloration is beyond the scope of this inspection. Some areas were covered by finished walls and could not be viewed.
Black discoloration measuring 3 ft.² or more was observed. Determining the cause goes beyond the scope of this inspection; further evaluation is recommended.
Moisture was observed at the time of inspection. Determining the source goes beyond the scope of this inspection; further evaluation is recommended if changes occur.
A dirt floor area with exposed soil walls was observed in part of the basement, which is common in homes of this age. Dirt areas can add moisture to the basement; a vapor barrier over exposed soil is recommended as an upgrade.
A moisture meter reading of about 60% was observed at the foundation wall and wood framing, indicating active moisture at the time of inspection. Ongoing moisture can lead to wood decay and microbial growth. Identifying and correcting the moisture source is recommended; consult a qualified contractor as needed.
Sloped and uneven floors were observed in several areas, including the main floor bathroom, upstairs bedroom, and near the basement stairs. Some settlement is common in homes of this age. We are not able to determine past or future movement; monitor for changes, and if movement increases, evaluation by a structural professional is recommended.
SECTION 4 — HEATING & COOLING
- The inspector is not required to inspect, measure, or evaluate the interior of flues or chimneys, fire chambers, heat exchangers, combustion air systems, fresh-air intakes, makeup air, humidifiers, dehumidifiers, electronic air filters, geothermal or solar heating systems; inspect fuel tanks or underground or concealed fuel supply systems; determine the uniformity, temperature, flow, balance, distribution, size, capacity, BTU rating, or supply adequacy of the heating system; light pilot flames; activate heating or heat pump systems when conditions are not conducive to safe operation or may cause damage; override electronic thermostats; evaluate fuel quality; verify thermostat calibration or settings; or measure or calculate combustion, ventilation, or flue-gas dilution air.
- The inspector is not required to determine the uniformity, temperature, flow, balance, distribution, size, capacity, BTU rating, or supply adequacy of the cooling system; inspect portable window or through-wall units or electronic air filters; operate cooling equipment when the exterior temperature is below 65°F or when conditions may not allow safe operation or could cause damage; verify thermostat calibration or settings; or examine electrical current, coolant fluids or gases, or check for coolant leakage.
The air conditioner condenser appeared aged, with bent coil fins and vegetation close to the unit. The serial number was not visible, so the age could not be determined. Clearing vegetation, straightening fins, and servicing by a qualified HVAC technician is recommended.
4.3 — Thermostat. (✓ Inspected.)
Older ductwork wrap and tape that may contain asbestos, along with corrosion and dark staining, were observed on the basement heating ducts. These materials are common in homes of this age and are generally low risk when left undisturbed. Testing by a qualified professional is recommended before any disturbance or removal.
SECTION 5 — PLUMBING
The inspector is not required to light pilot flames; measure the capacity, temperature, age, life expectancy, or adequacy of the water heater; inspect the interior of flues or chimneys, combustion air systems, water softeners or filters, well pumps or tanks, safety or shut-off valves, floor drains, lawn or fire sprinkler systems; determine water flow rate, volume, pressure, temperature, quality, potability, reliability, or adequacy; open sealed plumbing access panels; inspect clothes washers or their connections; operate valves; test shower pans, tub or shower enclosures for leaks or overflow protection; evaluate compliance with conservation, energy, or building standards or the design or sizing of water, waste, or vent components; determine the effectiveness of anti-siphon, backflow, or drain-stop devices or the sufficiency of drain cleanouts; inspect fuel storage tanks or supply systems, wastewater or water treatment systems, water storage tanks, pressure or bladder tanks; evaluate hot water wait times or test water heater elements; evaluate combustion air adequacy; test or operate safety controls or valves; examine ancillary systems such as solar water heating or hot water circulation; determine the presence or condition of polybutylene, polyethylene, or similar plastic piping; or inspect or test for gas or fuel leaks.
5.1 — Main Water Supply Shut-Off Valve. (✓ Inspected.)
5.2 — Main Fuel Supply Shut-Off Valve. (✓ Inspected.)
Heavy corrosion was observed at the base of the water heater and around the burner access area. Corrosion at the tank base can indicate past leaking and that the unit is nearing the end of its service life. Evaluation by a qualified plumber is recommended; consider budgeting for replacement.
Corrosion was observed on water supply piping and fittings, including under the kitchen sink, at the main water meter area, and on older galvanized piping in the basement. Areas were dry at the time of inspection. Corrosion is common in homes of this age; monitor for leaks and have a qualified plumber evaluate if leaking or reduced water flow occurs.
5.5 — Toilets (Operable by flushing) *. (✓ Inspected.)
5.8 — Functional Drainage. (✓ Inspected.)
5.9 — Sump Pumps w/ Accessible Floats. (○ Not Present.)
SECTION 6 — ELECTRICAL
The inspector is not required to insert any tool, probe, or device into main or sub-panels, distribution panelboards, or electrical fixtures; operate systems that are shut down or not energized; remove panel covers or dead fronts; reset overcurrent or overload devices; operate or test smoke or carbon monoxide detectors, security, fire, alarm, or signaling systems; measure amperage or voltage if not visibly labeled; inspect ancillary wiring or remote-control devices; inspect low-voltage systems, de-icing tapes, pool wiring, or time-controlled devices; verify the service ground; inspect private or emergency power sources such as generators, windmills, solar collectors, or battery storage systems; inspect spark or lightning arrestors; test de-icing equipment; conduct voltage-drop calculations; determine labeling accuracy; or inspect exterior lighting.
6.1 — Service connection. (✓ Inspected.)
A City of Springfield single-family rental license was posted in the home, indicating past rental use; for your information.
Grounding appeared partial: some receptacles tested as grounded and others did not. Older two-prong receptacles were not tested. You are not required to update unless required by loan type.
Minor light fixture items were observed, including a missing globe on the upstairs ceiling fan and missing or non-working bulbs in several fixtures, including the main floor bathroom. Replace bulbs and the globe as needed; if a fixture still does not work, have it evaluated by a qualified electrician.
Older two-prong ungrounded receptacles were observed, including on the enclosed porch, which is common in homes of this age; these were not tested. Ungrounded receptacles offer less shock protection. Evaluation by a qualified electrician is recommended, such as adding grounding or GFCI protection.
Yellowed smoke detectors were observed, which may indicate they are older than the typical 10-year replacement age. Additional smoke and carbon monoxide detectors are recommended per current standards, including in common hallways, on each level, and in bedrooms. Replace aged detectors and test all detectors after move-in.
SECTION 7 — FIREPLACE
The inspector is not required to inspect flue or vent systems; inspect the interior of chimneys or flues, fire doors or screens, seals, gaskets, or mantels; determine the need for chimney sweeping; operate gas fireplace inserts or light pilot flames; determine the appropriateness of any installation; inspect automatic fuel-fed, combustion air, make-up air, or heat-distribution devices; ignite or extinguish fires; evaluate draft adequacy; move fireplace inserts, stoves, or firebox contents; perform smoke tests; dismantle or remove components; or conduct a National Fire Protection Association (NFPA)–style or Phase I fireplace and chimney inspection.
The fireplace appeared abandoned and the opening was covered, so it was not inspected. Evaluation by a qualified chimney professional is recommended before any use.
SECTION 8 — ATTIC, INSULATION & VENTILATION
The inspector is not required to enter attics or unfinished spaces that are not readily accessible or where entry may cause damage or pose a safety hazard; move, touch, or disturb insulation or vapor retarders; damage finishes or weather seals at access panels; identify insulation composition or R-value; activate thermostatically controlled fans; determine materials used to insulate or wrap pipes, ducts, boilers, or wiring; or evaluate the adequacy of ventilation.
Older wiring was observed running through the loose-fill insulation in the attic, which is common in homes of this age. The type and condition of the wiring could not be fully determined. Evaluation by a qualified electrician is recommended before adding or disturbing insulation.
Attic insulation was thin and uneven, with the tops of the ceiling joists exposed in many areas. Added insulation is needed to improve energy efficiency and help reduce ice damming. Installation by a qualified insulation contractor is recommended. Moving or walking on insulation is beyond the scope of this inspection, so areas below the insulation were not viewed.
Attic ventilation appeared limited, and staining around roofing nails suggests past condensation. Improving attic ventilation is recommended; consult a qualified roofing or insulation contractor.
8.3 — Mechanical Exhaust Systems (Kitchen, Bathrooms & Laundry). (✓ Inspected.)
SECTION 9 — INTERIOR
The interior inspection is limited to visible and readily accessible components at the time of the inspection. Cosmetic conditions, normal wear, and defects hidden by furnishings, personal belongings, finishes, or other obstructions may not be identified. The inspection does not determine future performance or remaining service life of interior components.
Peeling paint and localized dark discoloration were observed at the base of a finished basement wall, and moisture was checked with a meter. Moisture at the wall base can lead to microbial growth. Identifying the moisture source and evaluation by a qualified professional is recommended.
9.4 — Floor Structure. (— Not Inspected.)
SECTION 10 — KITCHEN & APPLIANCES
The kitchen and appliance inspection is limited to visible components and basic operational testing at the time of the inspection. The inspection does not verify appliance efficiency, remaining service life, or internal mechanical conditions. Conditions not visible or accessible during testing may exist.
10.3 — Cabinet & Countertops. (✓ Inspected.)
































































































































































